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Buying A Home? The COST Is More Important Than The PRICE
We have often advised buyers to look at the COST of purchasing a house more than the PRICE of the home. Obviously, price is part of the cost equation. The other piece, assuming you are not an all cash buyer, is the mortgage rate. The mortgage rate to finance a purchase can have a dramatic ...
Rent Study Finds NYC Cheaper Than Long Island, New Jersey
In what will be a surprise to many New Yorkers, the city isn’t the most expensive place in the country to rent a modest two-bedroom apartment, a new report released has found. In fact, it’s not even the most expensive rental market in the region. San Francisco has the most costly rents for non-luxury two-bedrooms, ...
March Madness for Real Estate and Mortgages
It’s the time of year when the so-called experts tell you how to fill out your brackets for college basketball. The frenzy has been coined March Madness. Well, in the mortgage industry, we are seeing a frenzy of headlines, offers of so-called expert advice, and an unusually high level of buzz around real estate and ...
The Truth About Staten Island: Gems of Achitecture
We recently came across the following article, ”Jewels of Staten Island architecture,” which ran in the New York Daily News in 2008. Although it’s not reflective of the post-real estate balloon era of today, the article captures some of the warm and charming aspects of Staten Island that continue to fuel the borough’s appeal: New Yorkers infatuated with ...
Is the Housing Market Actually Recovering?
Everyone wants to know if the housing market is truly showing signs of a recovery. There are conflicting headlines every day. One day, we hear sales are up. The next day it is reported that prices are down. Is the real estate market coming back? The answer is ‘yes’ and ‘no’. There are two aspects ...
Home-Improvement Showcase Coming This Weekend, March 17 & 18, At Staten Island Mall
2-day ‘Home Remodeler’s Showcase’ will mark 30th anniversary of the Staten Island Home Improvement Contractors Association; visitors to get a chance at $500 SI Mall gift certificate STATEN ISLAND, N.Y. – A highly anticipated home-improvement expo has captured the attention of many New Yorkers, including Mayor Michael Bloomberg. On Saturday [March 17], one of ...
Another Refi Boom?
There have been a few developing (and some already existing) programs that are worth mentioning, as the newspaper headlines applaud the opportunity. With interest rates remaining at near historic lows for quite some time, many people have been unable to take advantage of these rates because of problems in securing a high enough appraised value. ...
President Expands Housing Relief to Military, FHA Borrowers
President Barack Obama announced two measures Tuesday to expand housing relief to military members and borrowers with loans backed by the Federal Housing Administration (FHA). The two efforts offer a mix of private sector payments and federal intervention. Obama said in a speech Tuesday that he was unwilling to “sit by and wait for the housing market ...
Housing Market Sets Encouraging Pace For Staten Island in Early 2012
Pending home sales climbed to 56.5 percent in February, Realtors report STATEN ISLAND, N.Y. – Key indicators are sparking increased optimism for the future of Staten Island’s real estate market. According to the latest data released by the Staten Island Board of Realtors (SIBOR) , the number of newly listed homes in the borough ...
5 Days to an Organized Kitchen
How did your kitchen get out of control? You may not have set it up the right way, says Vicki Norris, president of Restoring Order in Portland, Oregon. “Organize based on the way you live.” Here’s how: Day 1 Move the monsters. Reassign large or rarely used appliances (turkey roasters, bread makers) to the garage ...
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